Klarna - Buy Now , Pay Later
It’s smooth and simple
Select Klarna at checkout to buy now and pay later. Spread the cost of your purchase over time with convenient, stress -free payment options. It is easy and safe to use; you’re always covered by Klarna’s Buyer Protection .
How to checkout with Klarna
|Step 1||Step 2||Step 3|
|Add your favorite items to
the cart and select
“Klarna” at checkout
Enter basic information
and know instantly if
| Klarna will send you an
email confirmation and
Complete all future Klarna purchases with just a single click Payments on Klarna.com
Review your latest purchases and settle your payments by logging into your Klarna account at https://app.klarna.com/login . You can chat with Klarna customer service 24/7 in the Klarna App .
Safe and Secure
Klarna uses modern safeguards and security to protect your information and prevent unauthorized purchases. You have zero fraud liability with Klarna’s Buyer Protection policy.
You shop, you choose how to pay.
1. Pay later
With Pay later, you have [14 or 30] days to pay for your purchase after it’s been shipped. No added interest or fees when you pay on time. Settle your payment with Klarna directly at https://app.klarna.com/login.
2. Pay in 4 interest-free installments
Photo is for example only. Your payment amounts will be different.
Split your purchase into four equal payments, automatically charged every two weeks. No credit check, no interest and no upfront fees.
Time of shipment
2 weeks after shipment
4 weeks after shipment
6 weeks after shipment
Flexible consumer financing planned payments. Take advantage of promotional APRs* with planned monthly payments. You’ll always know exactly how much is due each month, and how much you’ll pay in total. [6-36] month terms
available. Deferred interest. No interest if paid in full** Pay 0% interest on
your purchase if the full amount is paid in [6-12] months. Minimum monthly payments required.
*Promotional offer for qualifying orders. Klarna Credit accounts are subject to a potential $2 monthly minimum interest charge, credit approval and terms . Accounts are issued by WebBank, member FDIC.
**Interest will be charged to your account from transaction posting date at 19.99% APR if the purchase balance is not paid in full by the end of the [ 6 | 12 ] month promo period. Minimum payments required. Additional payments may be required to pay off balance before promotion expires. Klarna Credit accounts are subject to a potential $2 monthly minimum interest charge, credit approval and terms . Klarna Credit accounts are issued by WebBank, member FDIC.
Frequently Asked Questions
What is Klarna?
Klarna is a global payment solutions provider that works with retailers to provide customers the smoothest online shopping experience. Klarna is in over 100,000 online stores and has more than 60 million users globally.
What is Slice it?
Slice it is Klarna’s pay over time financing option, which is offered at the time of checkout. This affordable and highly flexible open-end line of credit is issued by WebBank in partnership with Klarna, and it allows you to pay for your purchases over time. View complete terms .
How does financing with Klarna work?
It’s simple! Shop at any online store that uses Klarna, and choose Slice it to pay for your purchases over time. You will know if you are approved in seconds, before completing your purchase. If approved, you will receive an email confirmation from Klarna, and can manage your account at https://app.klarna.com/login .
How do I pay in 4 equal installments?
Select 4 interest-free payments to split your purchase into 4 equal installments, charged automatically every two weeks beginning at the time your order is shipped. No invoice or instructions sent - you can simply sit back, relax, and enjoy your purchase. View complete terms .
How do automatic payments work?
4 equal payments are collected bi-weekly from the debit or credit card you provide at the time of purchase. All scheduled payments are communicated to you by email and you can review your purchases by logging in at https://app.klarna.com/login
How does Pay later work?
When you checkout with Pay later in [14 or 30] days, you have the time to receive and review your order before you make a payment. Once your order has shipped, you’ll receive an email with instructions to pay. Need to make a return? Simply log in to the Klarna App .
Is there a fee to use Pay later?
There is no fee to use Pay later. If your invoice is not paid by the due date, you may be subject to a late fee.
Will this affect my credit score?
Pay later will not affect your credit score. Slice it applications will take credit score and credit history into consideration when determining if the application is approved.
How can I reach Klarna?
You can reach Klarna anytime at https://www.klarna.com/us/customer-service/
Klarna is one of Europe's fastest growing companies and a leading alternative payment provider. Klarna’s vision is to make all payments ‘smoooth’, adding value for shoppers and retailers with unique payment options and superior customer experience.
Klarna has 2,000 employees across 14 markets, and is leading the way for alternative payments by serving 60 million consumers and 100,000 merchants smoooth payment solutions.